What is OSHC and why is it important?
- OSHC stands for Overseas Student Health Cover.
- It is a mandatory health insurance for international students on a temporary student visa in Australia.
- It helps cover medical and hospital expenses, ambulance services, and limited pharmaceuticals.
- Maintaining OSHC is a visa requirement.
What does OSHC cover?
- OSHC covers hospital and medical treatment as outlined in the OSHC Deed.
- It also covers ambulance services.
- However, it does not cover general treatment like dental, optical, or physiotherapy.
OSHC and Medicare
- Students from some countries (UK, Sweden, Netherlands, etc.) might be eligible for Medicare under Reciprocal Health Care Agreements (separate from OSHC).
- Medicare access doesn’t exempt you from needing OSHC.
- Here are the Medicare Link：https://www.servicesaustralia.gov.au/medicare
Exemptions to OSHC
- Students from Sweden, Norway, or Belgium might be exempt under special arrangements with their home countries.
- Check with the Department of Home Affairs for exemption details.
More Information
If your visa status or Medicare eligibility changes at any time, inform your insurer as soon as possible to find out whether your level of cover is still suitable. When your student visa expires, then you are no longer eligible to hold OSHC. You can then swap over to a residents’ cover or to an Overseas Visitors Health Cover plan.
Where to buy OSHC？
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Schools: Most schools cooperate with OSHC Insurance provider to provide insurance services for students. When you receive an offer, there is usually billing information of OSHC and tuition fees. You can choose to follow the school tuition with the payment. But the school default to buy is often expensive a few hundred to more than a thousand dollars (depending on the plan and the time ).
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Insurance provider: You can visit OSHC’s website to purchase the insurance directly.
- GoGlobalSafe: Find the perfect OSHC plan and streamline your purchase with our fintech solution – compare providers, pay in RMB, and get your policy in minutes.
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OSHC Australia: Compare Australian Government-approved providers in one place; Buy your policy and have it in minutes.
Why choose GoGlobalSafe？
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One-stop price comparison platform, the most comprehensive insurance solution
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Payment in RMB (Chinese students) does not account for foreign exchange quota
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Official agent of the insurance company, no additional fees
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Automatically issue orders 24/7, and receive policy within seconds
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The payment process is clear and the payment status can be tracked at any time
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1 to 1 customer service, quick answer to questions
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Multiple contact methods
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Follow-up services such as insurance renewal, refund, activation, etc.
