If you are an international student studying in Australia, that is a visa requirement. CBHS International Health offers OSHC guidelines that allow international students to access basic health services when studying in Australia. In this guide you will find out what CBHS OSHC covers, its benefits, and how it covers with other providers.
What is CBHS International Health OSHC?
CBHS International Health is a trusted provider of health insurance companies for overseas Australian students. OSHC guidelines are tailored to visa requirements designated by the Australian Department of Home Affairs to ensure that international students have access to the medical services they require during their stay.
CBHS International Health is part of the CBHS Group, a health fund with over 70 years of experience in the Australian health insurance industry. CBHS stands for Commonwealth Bank Health Society – the group was founded in 1951 by the bank.
What does CBHS OSHC cover?
CBHS OSHC offers coverage for many medical services, including:
Hospital Treatment: Public Hospital Inpatient Treatment, Surgery, Coverage of Accommodation.
Medical Services: Visits to general practitioners, specialists, diagnostic tests such as x-rays and blood tests.
Emergency Blooms Service: Cover for emergency transport.
Limited Drugs: Coverage of drugs listed in the Drug Performance Scheme (PBS).
Pregnancy and Birth Services: Covers medically necessary services related to pregnancy and birth.
It is important to note that CBHS -OSHC, like other OSHC guidelines, does not cover election or cosmetic surgery, dental care, optical services, or physical therapy unless indicated in additional guidelines.
Benefits of CBHS coverage
Simple Billing Process: CBHS offers a simple online billing process so that students can submit and track claims.
Customer Support Around Clock: International students can access support at any time and provide assistance whenever they need it.
Flexible Guideline Options: CBHS offers individual dual family and apartment guidelines to meet the diverse needs of students.
Non-profit providers: As a non-profit fund, CBHS focuses on providing value-added members instead of maximizing profits.
Large provider network: CBHS has a wide network of health service providers that make health services easier for students to access.
How to apply for CBHS OSHC
CBHS OSHC applications are simple and can be run online via the website. You will need to provide details such as visa type, recent personal data and personal data. As soon as the application is approved, you will receive member details and start with the cover.
How does CBHS OSHC compare to other providers?
CBHS OSHC is a competitive option for international students with a focus on comprehensive reporting and customer service. While there may not be the same brand recognition as large providers like Bupa or Medibank, the status and obligation to satisfy the members of that nonprofit make it a strong candidate.
It is also worth noting that OSHC guidelines are usually pre-standardized, as minimum requirements are determined by law. You can find many OSHC providers that offer fairly similar products at fairly similar prices. This is not a bad thing to be honest – it means you know you’ve got a decent product.
